Skip to Content
Call Us Today. 321-425-8961
Top
Trusted Defense. Proven Results. Two of Florida’s only Board-Certified DUI Defense experts fighting for you.

Charged With A Crime? We're Ready To Fight.

  • ABA
  • Client Satisfaction
  • National College for DUI Defense
  • National College for DUI Defense
  • Board Certified
  • Avvo

Will My Insurance Go Up After a DUI?

In Florida, as in other states, driving under the influence (DUI) is a serious charge. If convicted, a DUI carries severe penalties, even for first time offenders.  There are many problems that may haunt you well after a DUI conviction, including an increase in your insurance. You may also have your driver’s license suspended for a period of time. Florida uses a point system for keeping track of moving violations. Typically, a DUI is only one of several charges that occur together – you’re usually stopped for some type of traffic infraction and are subsequently found to have been driving while intoxicated.

DUI Charges

A charge of DUI isn’t a conviction – yet. No matter the circumstances, you can fight DUI charges and protect your rights. There are two parts of handling DUI charges. First, your driver’s license will be suspended by the DHSMV. You can request a hearing to review your suspension as long as you do so within the first 10 days after the DUI arrest. The second part of the charges are criminal and are handled in court. DUI is a criminal offense that carries separate penalties. Once the DUI case is completed in court, the DHSMV will abide by the penalties provided by the judge. This may include further suspension or even revocation of your driver’s license.

DUI Penalties

If convicted, a DUI carries penalties that may include fines, jail time, and suspension of driving privileges. The penalties will increase for several reasons. For example, if there was an accident with injuries or with damages to property, the penalties go up. In addition to the criminal penalties you’ll face if convicted, you can also expect your insurance rates to increase. In fact, some people have reported increases of more than 200% over their regular rates. You may also need to be worried about being able to get insurance at all. Some insurance companies will drop you if you’ve been convicted of a DUI. It’s important to note that in Florida you must carry insurance – failure to have insurance will result in a suspension of your driver’s license.

What is FR 44 Insurance?

FR-44 insurance is a type of insurance specifically designed to conform to Florida laws in regards to insurance. After a DUI conviction your driver’s license will be suspended for a period of time. You must provide proof of insurance in order to have your license reinstated. FR-44 insurance will provide you with the minimum insurance options necessary to comply with state laws. Because you will be considered a high risk driver, your insurance premiums will go up. FR-44 is a form that indicates compliance. You must maintain specific liability limits of 100/300/50. This means that you must carry insurance that covers $100,000 per person, $300,000 each occurrence, and $50,000 in property damage coverage.

What You Can Do

If you’ve been charged with DUI it is your right to fight to protect your rights. An experienced DUI attorney will be able to assist in providing the best possible defense against these serious charges. A charge of DUI means you aren’t yet convicted. A lawyer will review your case and may be able to have your charges reduced or even eliminated. The sooner you get your attorney involved, the better your chances will be of a favorable result. A DUI conviction can have long lasting negative effects on your life so it’s worthwhile to do everything necessary to have the situation resolved in a positive manner.

Decades of Trusted Service. Hundreds of Grateful Voices.

    “David Katz sets the standard by which all other defense attorney's must measure.”
    “David Katz sets the standard by which all other defense attorney's must measure. He not only knows his craft and has the experience to back it up, he relishes forcing his opponents to follow the law towards the best outcome for his clients.”
    - Karate K.
    “Christine Vazquez took on our case with a 24hr commitment. She put everything on the line to hold the judicial system accountable.”
    “Christine Vazquez took on our case with a 24hr commitment. She put everything on the line to hold the judicial system accountable.”
    - Phil W.
    “I can’t thank attorneys Christine Vazquez and David Katz enough for the incredible job they did on my DUI case.”
    “I can’t thank attorneys Christine Vazquez and David Katz enough for the incredible job they did on my DUI case.”
    - Gabriel H.

Why Hire Katz & Phillips?

Some important reasons to secure experienced representation include:
  • Board-Certified* Attorneys

    Our founding attorneys are two of three board-certified* DUI defense lawyers in the state.

  • Former Prosecution Experience

    As former prosecutors, we bring an invaluable perspective and skillset to every case.

  • High Success Rate in Criminal Defense

    With a 90%+ success rate, our proven track record of success speaks for itself.

  • Decades of Experience

    With more than 10,000 cases handled, our advocates are well versed in criminal law to help you navigate your case with care and efficiency.

  • Always Responsive

    Our team is available to take your call and address any questions or concerns you have.

  • Financing Available

    The last thing you need during a criminal case is financial stress. Our firm offers financing with no credit check required.

Meet Your Dedicated Defense Team

Led by two of Florida's Board-Certified* DUI Experts, Our attorneys bring together more than 50 years of success, defending clients across Florida against criminal and DUI charges.
  • DUI Charges Reduced

    The court deemed all other conditions satisfied so M.A. did not have to go on probation at all and walked out of courthouse with a fine and fees to pay, and the case behind her.

  • Case Dismissed

    J.A.R. had had a previous DUI conviction and was facing mandatory jail time if convicted of this offense. In reviewing the discovery provided by the state, our team found several issues with the police investigation, and realized that our clients’ rights had been violated.

  • All Charges Dropped

    In reviewing the evidence provided by the State our team realized that T.R.’s rights had been violated when she was immediately illegally arrested by the Trooper. Further, there were many other errors made by the Trooper which would result in the evidence gathered being suppressed.

  • All Charges Dropped

    In this case, our client, R.H., was out with friends. A family member who was angry with him tracked his location by tracking his cell phone, called the police, told them he was very drunk, and led the police right to his car. The officers stopped his car and eventually arrested him.

Our Case Results

Two of Florida’s only Board-Certified* DUI Defense experts fighting for you.
  • DUI Charges Reduced
  • Case Dismissed
  • All Charges Dropped
  • All Charges Dropped
Don't Wait. Take Action Today!

No matter the severity of the crime, hiring a criminal defense lawyer is crucial to avoid life-altering impacts in criminal court. Even if you plan to plead guilty, seeking legal counsel is strongly recommended to avoid making decisions you later regret. In some cases, our attorneys may be able to negotiate a better outcome or advocate for reduced or dismissed charges.

Free Consultation

From Arrest To Verdict, we are there for you.
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to receive text messages from Katz & Phillips at the number provided, including those related to your inquiry, follow-ups, and review requests, via automated technology. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency may vary. Reply STOP to cancel or HELP for assistance. Acceptable Use Policy
Katz & Phillips Katz & Phillips
Call Us Today. 321-425-8961
Address
509 W. Colonial Dr.
Orlando, FL 32804
Map & Directions